©2006 The Hartford Financial Services Group, Inc.
Consistency and Dependability with a Directors, Officers and Company Liability
Insurance Program Designed Specifically for NAREIT® Members
Today’s challenging business environment can take a significant toll on directors and officers. In these litigious
times, individuals filling these vital roles face more scrutiny and personal risk than ever before. As a member of
NAREIT, you are eligible for some of the most comprehensive and competitively priced management liability
insurance products available in the market.
Designed specifically for real estate investment trusts, our Directors, Officers and Company Liability insurance
program features:
• A clientele of over 110 NAREIT members
• State of the art policy tailored to meet the specific needs of NAREIT members, inclusive of clarification of
coverage regarding Section 11 and 12 of the Securities Act of 1933 and a fully non-rescindable provision
applicable to all elected insuring agreements
• Commitment and dedication to the REIT community
• Competitive premium and retention options
• The program’s exclusive broker and administrator is Frank Crystal & Company, which has provided superior
service to NAREIT members for nearly 20 years.
• Market leading coverage, as well as underwriting and claims expertise, from the member companies of
The Hartford, which consistently receives the highest rankings for financial strength and claims paying ability
from the industry’s principal rating agencies.
Increased focus on corporate governance, stock market volatility and overall corporate financial health may cause
qualified individuals to think twice about sitting on a board of directors. Let the experts at NAREIT, Frank Crystal
& Company, and The Hartford help put these worries to rest.
For more information about the Directors, Officers and Company Liability insurance program available exclusively
to NAREIT members, please contact one of the following individuals at Frank Crystal & Company:
Ken Gamble, Executive Director at 212-504-5873
Craig de Gruchy, Executive Vice President at 212-504-5926 or
Patrick McCormick, Director at 212-504-1825
The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual
policies for complete details of coverage and exclusions. Coverage may not be available in all states.
